Bond Calculator
Calculate the home loan you qualify for.
Welcome to our new home
Services We Offer
We get you the most competitive rate by sourcing quotes from the banks for you to compare.
Bond Origination
We submit Home Loan Applications to up to seven banks negotiating the best interest rates and deal in the market at any given time.
Email UsPre-qualification
We help you check your credit record, income and expenses to give you an accurate assessment of what you can afford. You will then know how likely you are to qualify for a bond.
Call UsHave Questions?
I'm searching property portals and visiting show houses but have a few questions.
Email UsHome Loan Calculators
Use our calculators to work out the size of home loan you are likely to qualify for and what your bond repayments will be.
Repayment Calculator
Calculate your monthly bond repayments.
Transfer Cost Calculator
Calculate your registration and transfer costs.
More Calculators
These calculators help you understand your loan repayments, plan your deposit savings, and see how extra payments can shorten your mortgage term.
Amortisation Calculator
Calculate how your repayment is structured.
Deposit Savings Calculator
Calculate how much you need to save for your deposit.
Additional Payment Calculator
Calculate your savings on your total home loan cost by paying a little extra into your bond.
Why VM Homeloans
Most people don’t get rejected by banks…
They get rejected because their application is wrong.
We know exactly which banks fit your profile
We structure your income to strengthen approval
We remove risk flags before they become deal-breakers
We negotiate better rates and faster approvals
We arrange tailored insurance to protect your investment and family
Get home loan quotes from all the
banks with one application.
Get pre-approved today.
Our Bond Origination services are at no cost to you.
Our Bond Origination services are at no cost to you.
Bank Partners
The Team
Minique Vermaak
Director & Conveyancer